Underwriter - Hybrid

Selective Insurance is a midsized U.S. domestic property and casualty insurance company recognized for its strong financial performance and commitment to diversity. The Underwriter role involves underwriting renewal business, responding to agent inquiries, and collaborating with various stakeholders to maintain a profitable book of business while ensuring compliance with underwriting standards. Responsibilities Underwrite and process assigned renewal policies, which includes applying knowledge of coverage forms, rating plans and guidelines in the selection and pricing of individual risks, change requests, and open communication with internal and external customers. Ensure adequate pricing of individual risks through proper classification, Knowledge Management/Predictive Modeling, accuracy of information and adherence to company underwriting standards and philosophy. Refer all accounts outside authority level to the appropriate level Respond to agents' inquiries on coverage and adjust policy information based upon prescribed authority Work within specific level authority to quote, accept, decline, modify and renew risks within territorial assignment in accordance with accepted underwriting guidelines. Work in collaboration with Agents, AMS, team members and other departments to grow and maintain a profitable book of business Provide guidance to internal and external customers regarding various underwriting information. Effectively communicate underwriting decisions and appetite to internal and external customers. Reinforce the ease of doing business with Selective by meeting or exceeding customers’ expectations and service quality on a consistent basis Develop and maintain effective working relationships with internal and external customers, peers, and management. Conduct agency visits. Communicate openly and in a timely fashion. Work diligently to achieve individual and team goals. Support all team decisions Assist in profit and growth analysis by territory and agency as assigned. Monitor premium retention with the use of electronic reporting tools. Increase renewal premium by cross-selling additional coverage, products, or value-added services Conduct CLAS coverage and system training to both internal and external customers Actively support continuous improvement Engage in ongoing development of technical skills and knowledge of Selective's products and services Must have a valid license and be able to drive an automobile to support company travel within territory. Car travel represents less than 5% of employee’s time Skills Demonstrated effective written and verbal communication skills Demonstrated ability to solve problems and make sound decisions Demonstrated ability to multi-task and manage workflows to meet production and service expectations Ability to develop effective relationships with internal and external customers/peers Strong commitment to professional development through on-the-job learning, self-study, and training Ability to adapt to change as the company moves forward in its strategic vision Demonstrated proficiency in use of all supplied desktop tools, including the automated underwriting and email systems Must have valid state-issued driver's license in good standing College degree preferred Minimum of 1 year of front-line commercial underwriting experience preferred AU, AINS or other insurance coursework strongly preferred Benefits Comprehensive health care plans Retirement savings plan with company match Discounted Employee Stock Purchase Program Tuition assistance and reimbursement programs 20 days of paid time off Company Overview At Selective, we maintain a commitment to provide unique insurance solutions that help keep the families and businesses of our communities protected. It was founded in 1926, and is headquartered in Branchville, New Jersey, USA, with a workforce of 1001-5000 employees. Its website is Company H1B Sponsorship Selective Insurance has a track record of offering H1B sponsorships, with 45 in 2025, 32 in 2024, 43 in 2023, 30 in 2022, 29 in 2021, 25 in 2020. Please note that this does not guarantee sponsorship for this specific role.