M&T Bank is a financial institution seeking a Title Examiner I to examine raw title data and determine risks related to real property documentation. The role involves risk assessment, communication with various stakeholders, and adherence to regulatory requirements.
Responsibilities
- Responsible for the examination of title abstracts to determine risks and exceptions as they relate to the subject property
- Performs risk assessment of subject property findings to ensure proper lien position as expected by the insured
- Provide operational knowledge and support to ensure adherence to all agency/underwriting and regulatory requirements and guidelines, based on product, underwriter and state specific guidelines
- Maintain effective communication with all necessary parties involved in the Title Commitment process, from internal customers, Closing Agents/Attorneys, Underwriters and co-workers to ensure a seamless, timely delivery of the preliminary title commitment and/or final title policy
- Work in conjunction with Closing Agents and Underwriters to clear Schedule B conditions and requirements
- Immediately notifies all necessary parties of irregularities relative to the preliminary title report and/or final title policy
- Maintain and practice risk prevention by adhering to established Agency/Underwriter policies and procedures
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
- Promote an environment that supports belonging and reflects the M&T Bank brand
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
- Complete other related duties as assigned
Skills
- Associates Degree or two years equivalent work experience
- One to two years prior real estate experience
- Sound understanding of real estate knowledge and terms
- Ability to interpret a property report
- Ability to use internet based applications (ie: PACER, UW Websites , etc.)
- Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe
- Ability to make sound decisions based on information provided
- Knowledge of Agency, Underwriter and Lender Requirements
- Versatility and flexibility working within an ever changing fast paced mortgage environment
- Adapting to new policies and procedures to improve processes and workflow
- Ability to function independently within time constraints
- Excellent verbal and written communication skills
- Highly organized with the ability to multitask
- Strong attention to detail
- Prioritization of daily workload
- Ability to work in a team environment
- Strong work ethic, reliable and dependable
Company Overview
- Great companies have an enduring sense of purpose. It was founded in 1856, and is headquartered in Buffalo, New York, US, with a workforce of 10001+ employees. Its website is http://www.mtb.com.