Note: The job is a remote job and is open to candidates in USA. MEM Insurance is seeking an Associate Underwriter to join their Underwriting team. This entry-level role offers hands-on experience in reviewing, analyzing, and servicing workers’ compensation accounts while developing a strong foundation in underwriting best practices.
Responsibilities
- Support the underwriting and servicing of an assigned book of workers’ compensation business under general supervision, applying MEM’s underwriting philosophy, guidelines, and rating methodology
- Evaluate and analyze risk information, including insured operations, employee exposures, and loss history, to support accurate and compliant underwriting decisions
- Communicate underwriting decisions to producers, including coverage acceptance or declination, endorsements, pricing, and policy changes
- Gather, review, and assess additional information as needed to ensure underwriting decisions comply with workers’ compensation laws, regulations, and company standards
- Build and maintain strong working relationships with producers, policyholders, and internal partners through clear, professional, and timely communication
- Refer risks or transactions outside of assigned authority to senior underwriters or management, as appropriate
- Deliver timely, accurate, and high‑quality service while meeting established quality, turnaround, and compliance expectations
- Collaborate with Sales Executives and Producer Services to support shared objectives and strengthen agency relationships
- Participate in departmental and cross‑functional projects and engage in ongoing learning opportunities to support professional development
- Perform all responsibilities in alignment with MEM’s vision, mission, and values, maintaining ethical, professional, and confidential standards at all times
Skills
- Bachelor's degree in Business Administration, Insurance and Risk Management, or a related field, or an equivalent combination of education and experience
- Valid driver's license required
- Insurance industry coursework is a plus; continued professional education is encouraged
- Prior experience in workers' compensation or property and casualty insurance is preferred
Benefits
- Health Plans: Medical, Dental, and Vision Includes fertility benefits, fully paid preventative care, and adult orthodontia.
- Employer-Paid Life and Disability Benefits: Life Insurance (3x base salary), AD&D, Short and Long-term Disability.
- Wellness and Recognition Program: Employer-paid incentives for employees and spouses.
- Flexible Spending Account and Dependent Care options
- Health Savings Account: Generous employer contribution.
- Time Away from Work: Generous PTO, 11 Holidays + 4 Early Releases, 16 Hours Volunteer Time Off, 20 Days Paid Parental Leave, Marriage, Bereavement, and Jury Duty leave.
- Employee Assistance Programs
- 401k Retirement Plan: Employer match and profit sharing.
- Adoption Assistance and Tuition Assistance
Company Overview
- MEM (formerly Missouri Employers Mutual and Previsor) is your Midwest regional workers compensation insurance partner. It was founded in 1995, and is headquartered in Columbia, Missouri, USA, with a workforce of 201-500 employees. Its website is https://www.mem-ins.com/.