Introduction to American Express
At American Express, we believe that with the right support, individuals and organizations have the power to grow in extraordinary ways. As a global and diverse network of colleagues, we are dedicated to our customers, communities, and each other. Our company is rapidly evolving, and we need brave, creative thinkers who can shape the strategic decisions that drive our business forward. Whether it's negotiating with some of our largest global partners or developing next year's financial plan, you will have an impact on both our daily P&L and the future course of the company.
Job Overview
We are seeking an experienced Data Entry and Risk Management Professional to join our Credit & Fraud Risk Finance group. As a member of this team, you will be responsible for delivering fact-based, decision-driven, and high-impact Net Loss Provision forecasts and credit-risk-related insights. You will be challenged with designing and developing deep analytics by leveraging advanced methodologies in forecasting approaches. This role involves conducting data analyses, modeling, synthesizing conclusions, communicating, and providing recommendations to key stakeholders and partners.
Key Responsibilities
- Develop and maintain complex data models to forecast credit risk and net loss provision
- Conduct in-depth data analyses to identify trends, patterns, and insights that inform business decisions
- Partner with Risk and Finance teams on cross-agency strategic projects by driving key analytics to inform business decisions
- Drive awareness of data/insights/market/portfolio developments across organizations and proactively identify opportunities for analyses
- Provide thought leadership on initiatives across the Global Risk Finance organization to help American Express meet its long-term growth targets
- Collaborate with stakeholders to design and implement process improvements that increase efficiency and effectiveness
- Stay up-to-date with industry trends, regulatory changes, and emerging risks to ensure the company's risk management strategies are aligned with best practices
Essential Qualifications
To be successful in this role, you will need:
- A deep understanding of risk management principles, including credit risk, fraud risk, and regulatory requirements
- Strong analytical and problem-solving skills, with the ability to analyze complex data sets and develop insights that inform business decisions
- Excellent communication and interpersonal skills, with the ability to effectively communicate complex ideas to both technical and non-technical stakeholders
- A strong understanding of data analysis and modeling techniques, including experience with tools such as Excel, SQL, and statistical software
- A bachelor's degree in a quantitative field, such as mathematics, statistics, economics, or computer science
- At least 3 years of experience in a risk management or data analysis role, preferably in the financial services industry
Preferred Qualifications
Preferred candidates will have:
- An advanced degree in a quantitative field, such as a master's or Ph.D.
- Experience with machine learning and artificial intelligence techniques, including tools such as Python, R, or TensorFlow
- Knowledge of cloud-based data platforms, including experience with tools such as AWS or Azure
- Experience with data visualization tools, including experience with tools such as Tableau or Power BI
- Professional certifications, such as FRM, CFA, or CPA
Skills and Competencies
To be successful in this role, you will need to demonstrate the following skills and competencies:
- Strong technical skills, including experience with data analysis and modeling techniques
- Excellent communication and interpersonal skills, with the ability to effectively communicate complex ideas to both technical and non-technical stakeholders
- Strong problem-solving skills, with the ability to analyze complex data sets and develop insights that inform business decisions
- Ability to work in a fast-paced environment, with multiple priorities and deadlines
- Strong attention to detail, with a focus on accuracy and quality
- Ability to work collaboratively with stakeholders, including risk, finance, and business teams
Career Growth Opportunities
At American Express, we are committed to helping our employees grow and develop in their careers. As a Data Entry and Risk Management Professional, you will have the opportunity to:
- Develop your technical skills, including experience with data analysis and modeling techniques
- Expand your knowledge of risk management principles, including credit risk, fraud risk, and regulatory requirements
- Build your professional network, including relationships with stakeholders across the company
- Pursue advanced degrees or professional certifications, including support for tuition reimbursement and exam fees
- Take on new challenges and responsibilities, including opportunities for advancement and career growth
Work Environment and Company Culture
At American Express, we are committed to creating a positive and inclusive work environment that supports the well-being and success of our employees. As a Data Entry and Risk Management Professional, you will be part of a dynamic and collaborative team that values diversity, equity, and inclusion. You will have the opportunity to:
- Work from home, with flexible scheduling and remote work options
- Participate in employee resource groups, including groups focused on diversity, equity, and inclusion
- Take advantage of wellness programs, including fitness classes, mental health resources, and employee assistance programs
- Volunteer in your community, with support for volunteer time off and charitable donations
- Celebrate your successes, with recognition and reward programs that acknowledge your contributions
Compensation, Perks, and Benefits
As a Data Entry and Risk Management Professional at American Express, you will be eligible for a competitive salary and benefits package, including:
- A salary of $25 per hour, with opportunities for overtime and bonuses
- Comprehensive health insurance, including medical, dental, and vision coverage
- Retirement savings plan, including a 401(k) match and pension plan
- Paid time off, including vacation days, sick leave, and holidays
- Employee discounts, including discounts on American Express products and services
- Professional development opportunities, including training, education, and certification programs
Conclusion
If you are a motivated and detail-oriented individual with a passion for data analysis and risk management, we encourage you to apply for this exciting opportunity. As a Data Entry and Risk Management Professional at American Express, you will have the chance to make a real impact on our business, while developing your skills and advancing your career. Don't miss out on this opportunity to join our team and take your career to the next level. Apply now to become a part of the American Express team!
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