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Posted Apr 11, 2026

Environmental Broker

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Howden is a global insurance group with a strong employee ownership culture. The Environmental Broker will support senior brokers and client teams in the development, marketing, placement, and servicing of environmental insurance programs across the US. Responsibilities - Provide ongoing support for environmental renewals and new business opportunities across the practice - Assist in preparing underwriting submissions, including environmental due diligence summaries, site histories, operational narratives, loss information, and coverage requirements - Review and summarize carrier proposals, highlighting key coverage features, limitations, and material differences to support broker and client decision-making - Contribute to internal and external presentations, assist with RFP responses, and participate in select client meetings and calls alongside senior brokers - Coordinate the marketing of environmental insurance accounts to carriers, including distributing submissions, tracking quotations, and organizing terms and coverage structures - Support the placement and servicing of environmental insurance programs such as Pollution Legal Liability (PLL), Contractors Pollution Liability (CPL), storage tank liability, and combined GL/pollution policies - Ensure all placements, binders, endorsements, and client deliverables are completed accurately, efficiently, and in accordance with Howden standards and timelines - Provide market submissions and product design options to clients, producers, and account managers - Identify new environmental opportunities across the firm and support integrated client solutions - Build and maintain strong working relationships with environmental underwriters and internal account teams across Howden’s US offices - Maintain and update internal tracking tools and spreadsheets, including marketing activity, carrier responses, bound placements, and policy details, to support reporting and team visibility - Develop and continuously expand knowledge of environmental insurance products, carrier appetites, regulatory considerations, and market trends Skills - 1–3 years of experience in environmental insurance or related field - Strong verbal and written communication skills - Strong time management and organizational abilities - Demonstrated problem-solving skills and attention to detail - Ability to build effective working relationships across teams and with external partners - P&C license or willingness to obtain one within 120 days (Howden will cover licensing costs) - Willingness to travel to different offices or client locations as needed - Environmental related degree preferred but not required Benefits - Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts - 401(k) retirement plan - Flexible Paid Time Off and paid parental leave - Life and Disability insurance Company Overview - DUAL North America offers commercial property, financial, and casualty services. It was founded in 2013, and is headquartered in Naples, Florida, USA, with a workforce of 501-1000 employees. Its website is https://www.dualinsurance.com/us-en.